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Papers On Money & Banking / Corporate Finance
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Adam Smith & Jane Austen
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A 7 page paper that argues the comparison between the moral convictions related to social constructs presented by authors like Jane Austen with the sympathetic development of morality through emotion presented by Adam Smith. It is Smith's basic contention that man is inherently good, and that his moral development comes from his ability to perceive and diminish selfishness. This paper utilizes the text from Smith 'The Theory of Moral Sentiments' as a means for demonstrating his theory.
Filename: Smithaus.wps
Moving from Investment to Retail
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This 8 page report discusses some of the issues involved in the process of what had once been purely an investment company expanding into the area of retailing. The writer points out that in order to make the move to retailing the organization must understand that retailing is as much about performance as it is about product. Bibliography lists 5 sources.
Filename: BWretail.rtf
BANKING SYSTEM OF MEXICO
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This 9-page paper provides an overview of the Mexican banking system and its current trends. Also included in this paper are discussions about how the 1994 peso devaluation and 1982 government nationalization of the banks impacted the banking industry. Bibliography lists 4 sources.
Filename: MTmexban.rtf
The Intel Corporation
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This 5 page paper provides an overview of this well known firm and pays particular attention to its role as a socially responsible company. The company's mission statement is included and several financial quotes are provided. Bibliography lists 6 sources.
Filename: SA007tel.rtf
HOUSEHOLD FINANCE
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This 7-page paper provides a financial analysis of Household Finance, Corp. a subsidiary of Household International. The essay touches on the background of the corporation, analyzes its performance and provides recommendations for investment. Bibliography lists 4 sources.
Filename: MThfcinf.rtf
GTE – History, Financial Information and the Merger with Bell Atlantic
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This 10 page report discusses GTE, one of the world's largest telecommunications companies. In the United States, GTE provides local service in 28 states and wireless service in 17 states; nationwide long-distance and internetworking services ranging from dial-up Internet access for residential and small-business consumers to Web-based applications. Outside the United States, the company serves more than 7 million telecommunications customers. Current merger issues with Bell Atlantic are also discussed. Bibliography lists 10 sources.
Filename: BWgte.rtf
TOLLGRADE COMMUNICATION
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This 15-page paper is an overview of Tollgrade Communication (based in Pennsylvania) and attempts to argue critically whether or not this particular company is one that is worthwhile to invest in. Topics covered include the company history and structure of the board of directors, the stock prices between October 2001 and October 2002 and other financial areas of concern. Bibliography lists 6 sources.
Filename: MTtolcom.rtf
FINANCIAL TOOLS TO DETERMINE BANKRUPTCY
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This 4-page paper discusses how a company determines readiness to declare bankruptcy for reorganization purposes. The essay touches on some financial models that forecast bankruptcy including the univariate financial ratio and MDA. Bibliography lists 2 sources.
Filename: MTfinban.rtf
Enron Corporation
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A 14 page paper that begins with a brief history of Enron prior to the scandal. The paper then goes on to explain what happened, what went wrong, how the company committed fraud. The author comments on the whistle-blower. The key players are identified with the charges against them and the disposition of the cases. The last section discusses the outcomes of this scandal in terms of new regulations and legislation intended to prevent further cases of the same nature. Bibliography lists 15 sources.
Filename: PGenrn04.rtf
Electronic Commerce & Financial Success
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A 10 page paper on the benefits of implementing electronic commerce. Examples of key businesses are illustrated. The point is made that in today's world, a business must become involved in electronic commerce in order to profit and succeed - while remaining competitive. A section on government and business is also included. Bibliography lists 8 sources.
Filename: Ecinbiz.wps
Electronic Commerce's Impact
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A 5 page paper discussing the growing importance of Internet commerce. By the early 1990s it had become apparent that the growing Internet held great promise for those companies that wished to sell their wares to a larger potential market than they had previously been able to address. There were dreams of consumers purchasing nearly all their routine goods online, from groceries to clothing. To date, that early vision has not materialized. Internet commerce has not grown into the virtual mall that early marketers had hoped, but it has become increasingly important in the financial futures of thousands of companies all around the world. Bibliography lists 12 sources. E-Commrc.wps
Filename: E-Commrc.wps
Internet Commerce
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A 10 page paper discussing Internet commerce and digital economy technologies such as encryption technologies and secure-site technologies. Bibliography lists 8 sources.
Filename: Intcomm.wps
Economic Analysis Of Asian Growth Triangles
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This 15 page paper examines the Growth Triangle which consists of Singapore, Malaysia and Indonesia, in light of the New Institutional Economics that has recently become popular. The analysis includes projections for the future of the region and considers the currency crisis as well as Asia's political position in the world. Bibliography lists 15 sources.
Filename: Astrigro.wps
The Asian Currency Crisis
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Perceptions and reactions around the world to the Asian currency crisis is contained in this 12 page paper written during March of 1998. The history of the crisis is traced to its very beginnings. The devaluation of the baht as the incident that sparked the crisis is included and the consequences of the decision is highlighted as well. United States and European involvement is detailed and predictions for the future are also included. Bibliography lists more than a dozen sources.
Filename: Asiamon.wps
The Thai Baht & The Asian Monetary Crisis
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This 15 page paper examines the change in the value of the baht and the events which led up to the July 2, 1997 action which effectively started the Asian currency crisis.Various issues are addressed including the state of businesses within Thailand, effect on trading partners as well as the general economic effect felt around the world. Bibliography lists 18 sources.
Filename: Thaibaht.wps
Currency Issues
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6 pages discussing the methods by which governments have the ability to control the values of their currencies. The 'trick' is that manipulation of the nation's currency simply must be thoughtful and based on real-world conditions rather than wishful thinking. Those nations that have favored absolute and total control of their currencies and their economies have been the poorest of the world, but the other side of the same coin is no better. Much of Japan's economy is on the verge of collapse , and much of the blame can be pointed at the failure to exercise enough control. Middle ground is a magical place, and it appears that we have had the good fortune of residing there for the past several years. Bibliography lists 5 sources.
Filename: Currencyj.doc
Interest Rate Policy Of The Bank of Japan
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12 pages in length. Until the 1980's, the Bank of Japan had an active role in implementing government-directed fiscal policy, but as the economy stabilized and seemed to be completely self-sustaining, regulatory influences were increasingly withdrawn. Today, the Bank of Japan is charged mainly with establishing and maintaining interest rates. In that respect, it is comparable to our Federal Reserve. Years of questionable business finance practices have been catching up to Japan faster than Japan can catch up to the consequences. The Bank of Japan's role has been to keep interest rates artificially low in an attempt to aid commercial banks on the verge of failure, but those interest rates being at such low levels is having other and far-reaching implications for the Japanese economy. Bibliography lists 10 sources.
Filename: Bankjap.wps
Consumer Credit – What It Is and How It Works
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This 15 page report discusses consumer credit -- its use, its availability, its purpose and function. Establishing a credit record is a simple enough process and is a fundamental aspect of most Americans’ lives but understanding the process of how credit actually works is far more complicated than opening a checking or savings account. This report address issues relating to personal credit such as credit card issuance and terms, consumer debt, and personal money management. Bibliography lists 8 sources.
Filename: BWcredit.rtf
Citigroup Inc.
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This 11 page paper investigates Citigroup Inc, the name that emerged from the merger between Citicorp and Travelers. Sections include: a general overview of the banking industry, historical overview of Citicorp, the Board of Directors, major top executives of the new corporation, subsidiaries, a narrative describing the co-CEOs of this megacorporation, and the stock share prices for the first week of each month during 1998. Citicorp was already one of the world's largest credit card companies and Travelers Group was one of the largest insurance companies. Together they have formed one of the world's largest financial services company. The 'marriage,' which included the two CEOs to jointly lead the new corporation has not been without problems. Due to changes recently made, they may now be on the way, however, to a much smoother operation as well as to greater profits. 1 illustration. Bibliography lists 11 sources.
Filename: PGciti.rtf
The Canadian Housing Market
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A 7 page research paper on the real estate market in Canada. Issues concerning property specs, mortgages, and the general economy are discussed. Bibliography lists 5 sources.
Filename: Canadaho.wps
Banking on the Internet
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Some people choose a banking facility based on proximity to their home or employment. Others shop for the best rates, the most services or the availability of incentives. An option that is gaining popularity in this, the computer age, is banking and paying bills through the Internet. Financial transactions such as checking, savings, credit cards, debt payment and investments are possible to transact with a simple 'click', while sitting at the computer. Most of the major banks and many of the small community banks have opted to begin doing business through the Internet. This 10 page paper examines Internet banking from the perspective of the banking industry and also the customer. There's a section detailing how to become an Internet bank customer and what are the advantages and problems. Bibliography lists 7 sources.
Filename: KTwebbank.wps
BANK OF AMERICA AND THE PORTER MODEL
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This 6-page paper examines Bank of American and the banking industry and determines how these two fit into Michael Porter's generic competition model. Bibliography lists 5 sources.
Filename: MTbaofam.rtf
History of Central Banking
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AThis 38 page paper considers how central banks developed and their original purpose. The general history and development is examined through the use of a case study which examines the creation of the Bank of England. The original purpose of central banks were as bankers to the government, with a principle task of funding wars. The responsibilities such as printing legal tender, monetary stability and lender of last resort all emerge following the success as a funding source for war. An initial benefit of a central bank was also the creation of a credit economy, allowing economic growth to take place at an unprecedented rate. The looks at the development of the Bank of England and tools used such as the Gold Standard and then applies the lessons to more recent central bank developments such as the creation and success of the Bundesbank, looking for commonalities that may be indicators of success. This is then applied to the current position of the European Central Bank, (ECB) in order to assess how successful the ECB will be in the future. The bibliography cites 59 sources.
Filename: TEcentralbank.rtf
"The Banks: The Ongoing Battle for Control of Canada's Richest
Business": A Review of the 1999 Book By Les Whittington:
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A 10 page overview of the book by financial journalist Les Whittington. Describes Whittington's exceptional ability to gather and regurgitate economic facts in a readable and extremely informative manner. Concentrates on the infrastructure of Canadian banks and the recent proposals for mergers. Details Whittington's concerns over these mergers, concerns
which were evident as well in the governmental and public response to
the proposals. Bibliography lists 4 sources.
Filename: PPwhitng.wps
(The) Exchange Rate Regime
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A 15 page paper discussing issues concerning trade and the exchange rate regime in a rapidly-changing post-Communist world. Various sub-issues such as the effects of exchange rate-fixing are examined in depth. This research paper is significantly more complex than excrate2.wps (above) and should only be considered by those knowledgeable of advanced economics/finance issues. Bibliography lists 27 sources.
Filename: Excrater.wps
(The) G.D.P.
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5 pages on late 1995/early 1996 trends in the G.D.P. Interest rates, housing starts, retail, etc; are examined. Bibliography lists 9 sources.
Filename: GDP.wps
/E and Book to Price Ratio Calculations
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PThis 5 page paper uses data supplied by the student to calculate the price earnings ratio and the book to price ratio. The calculations are shown and the paper examines what may cause the ratio variations seen over the years. The bibliography cites 1 source.
Filename: TEPECalc.rtf
A Case Study in Production Decision Making
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This 10 page paper looks at a case provided by the student. A company has a demand that exceeds supply, the company has the choice to reduce the lines it makes to ,maximise profit, or to continue with all lines and outsource some of the work. The paper is written with an accounting emphasis, looking at advantages and disadvantages of each option, including financial projections. The bibliography cites 2 sources.
Filename: TEabsmsc.rtf
A Century of Changes in the CPA Exam
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This 5 page paper examines the evolution of the CPA exam. Information about the exam's history is included along with recent changes in the format and content. Bibliography lists 5 sources.
Filename: SA605CPA.rtf
A Comparison of Data Requirements for Different Organizations
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This 3 page paper looks at reporting requirements for non-profit organizations. An organization aligned with the arts, and one that is a service organization is selected for comparison. Bibliography lists 5 sources.
Filename: SA816org.rtf
A Corporate Finance Director and Taxes
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This 5 page report
discusses the role of the finance director in a corporation and
some of the necessary concerns he or she must deal with,
especially in relationship to taxation. This paper is based on an
interview with a woman who serves as the finance director of a
national retail corporation. Bibliography lists 3 sources.
Filename: BWfdir2.wps
A Costing Case Study
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This 6 page paper is a practical demonstration on how to calculate work in progress and different inventory totals as well as how to apply overheads to jobs. The paper answers questions in a case study provided by the student.
Filename: TEcostca.rtf
A Critical Evaluation of Information Efficiency and Inefficiency of The Global Stock Market
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This 5 page paper critically evaluates the evidence concerning the information efficiency of stock markets in terms of how effectively they reflect information about a company in that company's share price. The paper undertakes this by considering the different forms efficient market hypothesis (EMH). The bibliography cites 8 sources.
Filename: TEstkemh.rtf
A Department Plan
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This 7 page paper looks at a scenario where a department need to be set up to oversee the financial performance of a number of business units located in different countries. The paper outlines a plan on how this may be achieved, looking at the methods that can be used, the timetabling and the ratios that should be utilised. The bibliography cites 3 sources.
Filename: TEaccplan.rtf
A Financial Analysis of British Aerospace
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This 8 page paper looks at the ways in which an analysis can be carried put on a company. The example of British Aerospace is used. This includes a discussion and description of ratios and other analysis tools as well as briefly covering FRS's. The paper includes 3 sources.
Filename: TEbrtaeo.wps
A Financial Analysis of the Motorola Corporation
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7 pages. Provides a complete financial analysis as well as a brief history of the company and explanation of each ratio and summary of the findings. This is a paper that can be applied to present any company as all steps of the analysis are fully explained. Bibliography lists 5 sources.
Filename: JGAmotor.wps
A Financial Analysis of Walmart
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6 pages in length. A company
analysis and description of such things as growth rate, trend
analysis and stock. Includes graphs. Bibliography lists 4
sources.
Filename: JGAwmart.wps
A Financial Comparison of Tenet Healthcare Corp and HCA Inc.
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This 12 page paper compares two competitors in the for profit healthcare sector in the US; Tenet (stock market symbol THC) and HCA (with the stock symbol HCA), looking at aspects such as liquidity, asset management, sales and profitability, debt management and market value. The companies are compared and the meaning of the ratios used in the analysis are explained. The bibliography cites 6 sources.
Filename: TEtenetHCA.rtf
A Hard Landing for the US Economy; Economic Impacts
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This 26 page paper considers the way in which it was considered in 2000 that the US economy may develop. The paper considers the different indicates and what they meant, how they may be interpreted and why they may indicate a soft or a hard landing. The writer then considers the impact that this may have on another nations, such as Taiwan, and then how it may impact on a domestic company with operations overseas. The writer looks at D-Link and considers how this company may plan in the event of the US suffering a hard landing and a potential recession in order to survive and take advantage of adverse economic conditions. The bibliography cites 20 sources.
Filename: TEushard.rtf
A Look at the Subprime Market
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This 3 page paper examines this volatile market in modern times. Bibliography lists 3 sources.
Filename: SA811sub.rtf